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Applying for Partnership with Habitat
Homeownership is a big step in any family's life. Habitat for Humanity of New Castle County is looking for new Partner Families ready to make life changes by becoming first time homebuyers.
We are currently accepting applications for new Habitat homes in and around New Castle County. Applications will only be distributed at information sessions. The next information session has not been scheduled. Please check back often for updated information.
Learn more about becoming a Habitat Homeowner: - You will be considered for a Habitat home if you are a first-time homeowner, your present housing arrangement is not adequate, and if you are unable to obtain a mortgage through the conventional means. Lack of adequate housing may include problems with the present structure; water, heating, electrical or sewage service systems; overcrowded conditions or structural problems with the home. Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home. We also require verification of 1-year Delaware residency, or Delaware employment.
- The percentage of your monthly income that you currently spend on housing is also considered to determine need. You will be required to openly and fully discuss your financial situation with Habitat personnel.
- You and your family will be considered if your annual total income is between 30-60% of the median income for New Castle County.
- Other financial considerations include your current debt to gross income ratio (must be < 20%), amount of disposable income after expenses (must be > $100), amount of delinquent debt (<$1,500).
Year 2010 Income Guidelines | Family |
Minimum Income |
60% of Median |
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| One |
$24,000 |
$32,900 |
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| Two |
$24,000 |
$37,600 |
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| Three |
$24,000 |
$42,300 |
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| Four |
$24,000 |
$47,000 |
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| Five |
$24,000 |
$50,800 |
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| Six |
$24,000 |
$54,600 |
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| Seven |
$24,275 |
$58,300 |
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| Eight |
$25,850 |
$62,100 |
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If you would like to learn more about homeownership, call us at (302) 652-0365 x 120, leave your name, address and phone number or complete the online interest form and we will contact you before we have our next orientation meeting. |  |
PLEASE NOTE:
Application information and guidelines reflected on this website are for our local affiliate only. If you are interested in applying for homeownership in another county in Delaware, or another state, please go to Habitat for Humanity International's website and click onto local affiliate search. There you can search by state and by county. You can also click onto this link Local Affiliate search.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or sources of income.
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